This site is operated by a third party, not by Costco. Use of this (and any destination sites you reach through this site) is subject to the site's Terms of Use and Privacy Policy rather than those of Costco.

CONNECT, powered by American Family Insurance, has changed its name to American Family Insurance. No action is needed by you. Please see our FAQ for quick answers to common questions.

Skip to Main Content

Umbrella insurance overview

Umbrella insurance

Accidents happen. But, the unexpected doesn't need to put your car, home or savings at risk. For the times an insurance claim is more than your car or home insurance policy's liability limits, umbrella insurance provides additional coverage.

Continue saved quote

Learn about umbrella coverage

Umbrella insurance free quote

Get a free insurance quote

Give us a call to discuss your umbrella insurance options. Keep in mind, we typically require that you have an active car policy with our company in order to have umbrella insurance.

Umbrella insurance coverages

Coverage

We have answers to common umbrella insurance questions like: What is umbrella insurance? Do I need an umbrella policy? Then, get a free insurance quote!

Umbrella insurance discounts

Discounts

Pair an umbrella policy with our car insurance and reap the rewards of our Multi-Product discount. Get a free umbrella insurance quote!

Start your quote

Customize your experience.

couple looking at phone

Do it yourself

Go your own way - get quick pricing and coverage options online.

woman in call center

Work with a professional

One of our associates can help you get a free, no-pressure quote.

American Family Insurance is our brand name. Auto policies are underwritten by American Family Connect Property and Casualty Insurance Company, American Family Connect Insurance Company, or Midvale Indemnity Company, Madison, WI. Property policies are underwritten by Homesite Indemnity Company, Homesite Insurance Company, Homesite Insurance Company of California, Homesite Insurance Company of Florida, Homesite Insurance Company of Georgia, Homesite Insurance Company of Illinois, Homesite Insurance Company of New York, Homesite Insurance Company of the Midwest or Homesite Lloyd's of Texas, Boston, MA. American Family Connect Insurance Agency, Inc., places policies with related and unrelated companies. In Texas, certain property coverages may be underwritten by Ranchers & Farmers Mutual Insurance Company. Each company has sole financial responsibility for its products. Products, pricing, discounts, benefits, and availability vary by state and may be subject to change. Exclusions apply.

Costco Insurance Agency, Inc. is not licensed in New York state. Insurance products are not obtained through the Costco Insurance Agency, Inc. in New York. Costco Wholesale, Costco Insurance Agency, Inc. and its subsidiaries do not underwrite insurance, pay claims or guarantee any of the products or services. Costco Insurance Agency, Inc. (CIA), a licensed insurance agent, may receive compensation.

This article is for informational purposes only and based on information that is widely available. We do not make any guarantees or promise any results based on this information. We are not responsible for the content of any third-party sites that may be linked in this article. This article does not afford, offer, or guarantee any coverage.