This site is operated by a third party, not by Costco. Use of this (and any destination sites you reach through this site) is subject to the site's Terms of Use and Privacy Policy rather than those of Costco.

CONNECT, powered by American Family Insurance, has changed its name to American Family Insurance. No action is needed by you. Please see our FAQ for quick answers to common questions.

Skip to Main Content

person on their phone next to a broken down car

Car claims

Find all the information you need on car claims here.

Car claims

woman on her phone leaning against a car

Filing a car insurance claim

Want to know what to expect when filing a car insurance claim? Get answers about what to do after a car accident, filing a car insurance claim and more.

mechanic working on a car

Repairing your car

Learn about car repair after an accident, including the benefits of our Direct Repair Program and the difference between OEM parts and after-market parts.

woman standing by hit car

Total loss car vs. repairable vehicles

What's the difference between a total loss car and a repairable vehicle? Learn how a vehicle is determined to be a total loss and factors that go into the decision.

wrecked cars in snow

What happens after your car is totaled?

Wondering what happens when insurance totals your car? Here's what you can expect from your insurance company if your car is deemed a total loss.

windshield wiper being replaced

How to determine car value

The market value of your car is known as its Actual Cash Value. Learn how the market value of your car is determined and how insurance companies establish the ACV.

tow truck loading a car

The basics of not-at-fault accidents

Who is at fault in a car accident and how is fault determined? Get answers to questions regarding not-at-fault accidents today.

Start your quote

Customize your experience.

couple looking at phone

Do it yourself

Go your own way - get quick pricing and coverage options online.

woman in call center

Work with a professional

One of our associates can help you get a free, no-pressure quote.

American Family Insurance is our brand name. Auto policies are underwritten by American Family Connect Property and Casualty Insurance Company, American Family Connect Insurance Company, or Midvale Indemnity Company, Madison, WI. Property policies are underwritten by Homesite Indemnity Company, Homesite Insurance Company, Homesite Insurance Company of California, Homesite Insurance Company of Florida, Homesite Insurance Company of Georgia, Homesite Insurance Company of Illinois, Homesite Insurance Company of New York, Homesite Insurance Company of the Midwest or Homesite Lloyd's of Texas, Boston, MA. American Family Connect Insurance Agency, Inc., places policies with related and unrelated companies. In Texas, certain property coverages may be underwritten by Ranchers & Farmers Mutual Insurance Company. Each company has sole financial responsibility for its products. Products, pricing, discounts, benefits, and availability vary by state and may be subject to change. Exclusions apply.

Costco Insurance Agency, Inc. is not licensed in New York state. Insurance products are not obtained through the Costco Insurance Agency, Inc. in New York. Costco Wholesale, Costco Insurance Agency, Inc. and its subsidiaries do not underwrite insurance, pay claims or guarantee any of the products or services. Costco Insurance Agency, Inc. (CIA), a licensed insurance agent, may receive compensation.

This article is for informational purposes only and based on information that is widely available. We do not make any guarantees or promise any results based on this information. We are not responsible for the content of any third-party sites that may be linked in this article. This article does not afford, offer, or guarantee any coverage.