Even the most cautious driver can make a mistake that causes an accident. What happens if other people are injured? The driver could be responsible for any costs related to their injuries. Bodily injury liability coverage on your car policy could help pay for damages if you injure someone in a car accident and are found at fault.
Medical treatment is the most common type of liability cost that could be paid for with bodily injury coverage. It may also help pay for costs related to lawsuits, lost wages, funeral expenses and pain and suffering.
When you purchase bodily injury coverage, you select the maximum dollar amount that your insurance could pay per person and per accident if you were found liable in an accident. Many states set minimum limits for those amounts to help protect those on the road.
With a serious accident, minimum limits may not be enough to protect you financially. An ambulance ride, emergency room treatment, surgery and hospital stay can quickly add up to tens of thousands of dollars. The financial consequences for you and your family would be serious if you didn't have enough coverage. Choosing higher coverage amounts can give you peace of mind that your hard-earned assets are protected.
Find out how an umbrella policy could provide even more liability protection.
Is it time to have another look at your current car policy? We can help make sure you have enough bodily injury liability coverage to meet your needs. Get a quote online or give us a call and one of our knowledgeable associates will walk you through your options.
